Application for accident benefits barred due to applicant's unjustified failure to attend insurer's examinations.
The applicant, a minor injured in a motor vehicle accident, sought statutory accident benefits.
The respondent insurer scheduled two in-person insurer's examinations (IEs), which the applicant refused to attend, citing her age, COVID-19 safety concerns, and fears of psychological deterioration.
The respondent raised a preliminary issue that the applicant was barred from proceeding under s. 55(1)2 of the Statutory Accident Benefits Schedule.
The Tribunal found that the respondent provided proper notice of the IEs and that the applicant failed to provide a reasonable explanation for her non-attendance.
The Tribunal declined to exercise its discretion under s. 55(2) to permit the application to proceed, noting the applicant had attended other in-person medical assessments.
The application was barred.
Ashton Armstrong v. TD Insurance Meloche Monnex, 2024 CanLII 4269