Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant was injured in a motor vehicle accident and sought accident benefits beyond the $3,500 Minor Injury Guideline (MIG) limit, arguing that a pre-existing neck condition prevented maximal recovery.
The Tribunal found that the applicant failed to establish a clinically significant pre-existing condition, noting that her family doctor found her neck to be normal one month prior to the accident.
As the applicant's injuries were predominantly minor and the MIG limit was exhausted, the claims for chiropractic treatment plans and interest were dismissed.
OLATOntario Licence Appeal TribunalMay 25, 2026