Crop insurance contract reinstated and corn claim allowed, but denial of soybean claim upheld.
The appellants appealed AGRICORP's decisions to deny insurance coverage for certain soybean fields, cancel their 2003 crop insurance contract, and deny claims for losses on their 2003 soybean and corn crops.
The Tribunal found that AGRICORP was justified in refusing to insure specific fields due to poor farming practices and in denying the soybean claim because the appellants failed to keep accurate records and mixed insured and uninsured crops.
However, the Tribunal found that the appellants' conduct did not amount to fraud, reinstated the insurance contract, and ordered AGRICORP to pay the undisputed corn claim with interest.
Claims for punitive damages and costs were dismissed.
Goyer and Green Acres Tech v. Agricorp, 2005 ONAFRAAT 14