10 total
Accident benefits claim dismissed; applicant barred for missing IEs and injuries remained within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and that the applicant failed to attend insurer's examinations (IEs).
The Tribunal found the applicant was barred from proceeding with the dispute regarding a bio-psychosocial assessment because he failed to attend scheduled IEs without a reasonable explanation.
On the substantive issues, the Tribunal held that the applicant's injuries were predominantly minor, as he failed to establish chronic pain or psychological impairments warranting removal from the MIG.
Consequently, the disputed treatment plans were not payable, and claims for interest and an award for unreasonable delay were dismissed.
Reconsideration request dismissed; adjudicator made no errors in assessing MIG limits and IRB entitlement.
The applicant requested a reconsideration of a Tribunal decision that found he remained within the Minor Injury Guideline (MIG) and was not entitled to an income replacement benefit (IRB) or other disputed benefits following a motor vehicle accident.
The applicant argued the adjudicator erred in assessing the medical evidence, including requiring contemporaneous records for psychological impairments, and misapplied the test for IRB entitlement.
The Tribunal dismissed the request, finding the adjudicator properly weighed the evidence, including the reliability of the psychological assessment, and correctly focused the IRB analysis on the essential tasks of the applicant's pre-accident employment.
No errors of law or fact were established under Rule 18.2(b).
Applicant's injuries remained within the Minor Injury Guideline; claims for additional treatment plans dismissed.
The respondent denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued for removal from the MIG due to chronic pain and psychological impairment.
The Tribunal found insufficient medical evidence to establish chronic pain with functional impairment or a psychological impairment caused by the accident.
As the applicant remained subject to the MIG and the limits were exhausted, the disputed treatment plans and interest were denied.
Application for accident benefits dismissed as applicant failed to prove injuries warranted removal from MIG.
The applicant sought medical and rehabilitation benefits following a motor vehicle accident, arguing that chronic pain and psychological impairments warranted removal from the Minor Injury Guideline (MIG).
The adjudicator found that the applicant failed to prove on a balance of probabilities that his injuries fell outside the MIG.
The medical evidence indicated large gaps in treatment and an intervening fall that caused significant injuries, breaking the causal link to the accident.
Furthermore, the adjudicator preferred the respondent's psychological assessment, which found no accident-related psychological disorder.
As the applicant remained within the MIG, the disputed treatment plans and claim for interest were dismissed.
Catastrophic impairment claim dismissed as whole person impairment rating reached only 52 percent.
The applicant sought a determination that he sustained a catastrophic impairment following a motor vehicle accident, along with entitlement to treatment plans for assistive devices and a mental/behavioural assessment.
The Tribunal assessed the applicant's whole person impairment (WPI) rating, weighing competing expert evidence on psychological impairment, neurogenic bladder, sexual dysfunction, and upper extremity impairment.
The Tribunal found a total WPI rating of 52%, falling short of the 55% threshold required for catastrophic impairment.
The Tribunal partially approved the treatment plan for assistive devices, granting funding for a bed, mattress, pillow, and related occupational therapy services, but denied the mental/behavioural assessment and a claim for a special award.
Interest was awarded on the overdue benefits.
Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline and treatment plans denied.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming psychological impairments warranted removal from the Minor Injury Guideline (MIG).
The Tribunal found the applicant's injuries were predominantly minor soft-tissue injuries, rejecting the applicant's psychological expert evidence due to reliance on self-reporting and symptom magnification.
The Tribunal also held that the insurer's denial notices were compliant with the Schedule, and the disputed treatment plans were not payable.
The application was dismissed, and the respondent's request for costs due to the applicant's late filing of submissions was denied.
The court ordered a defence psychiatric expert to produce his report from a completed medical examination before any further testing.
The defendant moved to compel the plaintiff to reattend an independent medical examination (IME) with a psychiatrist, Dr. Brian Kirsh, for psychometric testing.
The plaintiff opposed this motion and brought a cross-motion to compel Dr. Kirsh to produce a report based on his initial assessment, arguing the examination was complete.
The court found that the initial IME was indeed completed, despite the psychiatrist's assertion of incomplete testing.
Consequently, the defendant's motion was dismissed, and the plaintiff's cross-motion was granted, ordering Dr. Kirsh to produce his report.
The plaintiff agreed to attend a subsequent IME for psychometric testing after the report's disclosure.
Application for accident benefits dismissed; injuries found to be predominantly minor and subject to MIG limits.
The applicant sought statutory accident benefits following a motor vehicle accident, including medical and rehabilitative benefits, a non-earner benefit, and an attendant care benefit.
The respondent denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant's physical injuries were predominantly minor and that he failed to establish psychological impairments or chronic pain warranting removal from the MIG.
The Tribunal also dismissed the claims for non-earner and attendant care benefits, concluding the applicant did not suffer a complete inability to carry on a normal life and was precluded from attendant care benefits due to the minor injury classification.
Application for accident benefits dismissed as applicant failed to prove injuries fell outside the Minor Injury Guideline.
The applicant argued he should be removed from the MIG due to pre-existing conditions, chronic pain, and psychological impairments.
The Tribunal found the applicant's evidence, including expert reports, unreliable and inconsistent with his family doctor's clinical notes.
The Tribunal preferred the respondent's insurer examination reports, concluding the applicant failed to prove his injuries warranted treatment beyond the MIG.
As the MIG limits were nearly exhausted, the disputed treatment plans were denied and the application was dismissed.
Insurer's request for election of benefits form and examination before paying benefits upheld as valid.
The applicant was injured in a motor vehicle accident and submitted an application for accident benefits indicating potential entitlement to both an income replacement benefit and a non-earner benefit.
The insurer requested that the applicant complete an election of benefits form (OCF-10) and attend an insurer's examination before initiating payments.
The applicant argued this was not in accordance with s. 36 of the Statutory Accident Benefits Schedule.
The Tribunal held that because the application indicated possible entitlement to more than one specified benefit, s. 35 required an election, making the application incomplete until the OCF-10 was submitted.
Therefore, the insurer's requests were in accordance with the Schedule.