Sharleen McDowall

The applicant sought statutory accident benefits following a motor vehicle accident, including a non-earner benefit and funding for psychological services.

The Licence Appeal Tribunal found that the applicant failed to prove a complete inability to carry on a normal life, as there was insufficient evidence comparing pre- and post-accident activities.

The Tribunal also denied the psychological treatment plan, preferring the insurer's examination which noted the applicant had sold his car and did not want treatment.

The application was dismissed.

The applicant sought statutory accident benefits for chiropractic services and an occupational therapy assessment following a motor vehicle accident.

The respondent denied the treatment plans, arguing the applicant suffered an intervening second accident and failed to prove the disputed treatments were reasonable and necessary.

The Tribunal found that the applicant failed to establish causation, noting medical evidence of a second accident and a lack of documentation connecting the current complaints to the initial accident.

The Tribunal also found the treatment plans were not reasonable and necessary, relying on independent medical assessments.

The application was dismissed.