An Ontario resident injured as a passenger in a British Columbia motorcycle accident sued the Alberta-resident driver in Ontario and also sued her Ontario automobile insurer under uninsured and underinsured coverage.
On the driver's motion to stay for want of jurisdiction, the court held there was no real and substantial connection between Ontario and the tort claim.
The inclusion of the contractual insurance claim against the Ontario insurer did not create jurisdiction over the out-of-province tort defendant.
The forum of necessity doctrine did not apply because the plaintiff retained access to justice through proceedings in British Columbia and could still pursue insurance coverage in Ontario.