The applicant was injured while using a rented U-Haul truck.
He submitted an Application for Accident Benefits to U-Haul's insurer, Republic Western, which redirected the application to Wawanesa, the insurer of the applicant's daughter's vehicle.
Both insurers refused to adjust the claim, leading to a preliminary issue hearing to determine which insurer received the first completed application.
The arbitrator found that Republic Western was the first insurer to receive a completed application and that there was a sufficient nexus between the applicant and Republic Western.
Republic Western was ordered to adjust the claim pending any priority dispute resolution and was substituted as the respondent in the arbitration.
