The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The respondent insurer denied the claims, arguing the injuries fell within the Minor Injury Guideline (MIG).
The applicant argued that spinal disc damage, spinal instability, and psychological impairments removed the claim from the MIG.
The Tribunal found that the physical injuries were soft tissue in nature and the psychological evidence was insufficient to warrant removal from the MIG.
As the $3,500 limit for medical and rehabilitation benefits under the MIG had been exhausted, the disputed treatment plans were not considered, and the application was dismissed.
