The applicant was injured in a rear-end motor vehicle accident and sought medical and income replacement benefits.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and that he did not suffer a substantial inability to perform his employment tasks as a taxi driver.
The adjudicator found that the applicant's injuries were predominantly minor and that he failed to prove on a balance of probabilities that his knee injuries, degenerative disc disease, psychological impairments, or chronic pain were caused by the accident or warranted removal from the MIG.
As the MIG limits were exhausted, the medical benefits claims were dismissed.
The adjudicator also dismissed the claim for income replacement benefits, finding insufficient evidence that the applicant was substantially unable to perform the essential tasks of his employment.
