The appellant insurer appealed an arbitrator's decision finding that the respondents were involved in an 'accident' under the Statutory Accident Benefits Schedule when a disconnected trailer rolled down a driveway and crushed one of the respondents.
The Director's Delegate upheld the arbitrator's finding that the trailer was an 'automobile' because it was being used in connection with the pickup truck at the time of the incident.
Although the Director's Delegate disagreed that the pickup truck was the direct cause of the injuries, finding instead that the trailer was the dominant feature, the ultimate conclusion that the appellant was liable to pay accident benefits was confirmed.
The appeal was dismissed.
