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Slip and fall on ice while exiting a vehicle is not an 'accident' under the Schedule.
The applicant sought non-earner benefits after slipping on black ice and fracturing her ankle while exiting her parked vehicle.
The respondent denied the benefits on the basis that the incident was not an 'accident' under section 3(1) of the Statutory Accident Benefits Schedule.
The Licence Appeal Tribunal applied the two-part purpose and causation test and found that while the purpose test was met, the causation test was not.
The Tribunal concluded that the ice was an independent intervening event that directly caused the injuries, breaking the chain of causation from the use or operation of the automobile.
The application was dismissed.