The applicant sought statutory accident benefits after slipping and falling on ice while jogging.
She claimed she was startled by an approaching vehicle, causing her to fall.
The respondent denied the claim on the basis that the incident was not an 'accident' under the Statutory Accident Benefits Schedule.
The adjudicator reviewed contemporaneous medical records, which consistently cited ice as the cause of the fall without mentioning a vehicle.
Applying the direct causation test, the adjudicator found that the icy surface, not the automobile, was the direct cause of the applicant's injuries.
The application was dismissed.