The plaintiff insurer brought an action against the defendants for fraud, fraudulent misrepresentation, unjust enrichment, and conspiracy, alleging an elaborate insurance fraud scheme involving fraudulent medical assessments.
The defendants moved to strike the conspiracy claim under Rule 21, arguing it was redundant and merged with the nominate torts based on the doctrine of merger.
The motion judge dismissed the motion, finding it was not plain and obvious that the conspiracy claim was redundant.
On appeal, the Divisional Court affirmed the decision, holding that the doctrine of merger should not be applied at the pleadings stage and should be left for the trial judge to determine on a full evidentiary record.