The appellants, a law firm and its partners, were sued for damages arising from the allegedly improper appointment of a lawyer as a committee of a client's person and estate, and from the allegedly negligent administration of the client's estate.
The appellants' professional liability insurer argued that the allegations constituted a single claim under the policy because they arose from 'related' errors, omissions, or negligent acts.
The application judge agreed.
On appeal, the Court of Appeal reversed the decision, finding that the two claims arose from errors, omissions, or negligent acts that were sufficiently different in nature and kind, and therefore were not 'related' within the meaning of the policy.