The appellants appealed Agricorp's denial of their crop insurance claims for replanting black tobacco crops.
Agricorp denied the claims on the basis that an insured peril was not established, the crops were replanted without prior consent, and in one case, replanted after the deadline.
The Tribunal found that excessive moisture, an insured peril, caused the damage.
The Tribunal also found that the processor's consent was not required, the adjuster's comments could be interpreted as permission to replant, and the planting deadline should be extended for one appellant due to Agricorp's delay.
The Tribunal ordered Agricorp to pay the claims.