The applicant sought statutory accident benefits following a motor vehicle accident, including income replacement benefits (IRBs) and various medical and rehabilitation expenses.
The insurer denied the benefits, arguing the applicant suffered predominantly minor injuries subject to the $3,500 limit under the Minor Injury Guideline, which had been exhausted.
The Tribunal found the applicant did not suffer a substantial inability to perform the essential tasks of his employment and was therefore not entitled to IRBs.
Furthermore, the Tribunal concluded the applicant's injuries were predominantly minor, and since the $3,500 limit was exhausted, no further medical benefits were payable.
The application was dismissed.