The applicant sought a non-earner benefit and medical benefits for physiotherapy and assistive devices following a motor vehicle accident.
The respondent insurer denied the claims based on insurer examinations and video surveillance.
The Tribunal found that the applicant had resumed many of her pre-accident activities, including child care, driving, and exercising, and therefore did not suffer a complete inability to carry on a normal life.
The Tribunal also found that the proposed treatment plans were not reasonable and necessary, as the applicant had reached maximum medical improvement and had regained independence without the need for the requested assistive devices.
The application was dismissed in its entirety.
