Shahram Bahmadi

The applicant was injured in a motor vehicle accident and sought income replacement benefits (IRBs) from the respondent insurer.

The adjudicator found that the applicant had returned to work on a full-time basis with unmodified duties prior to the start of her claim for IRBs.

The medical evidence, including the insurer's examinations, did not support a finding that the applicant suffered a substantial inability to perform the essential tasks of her employment.

The application for IRBs and interest was dismissed.

The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including income replacement, attendant care, and housekeeping benefits.

The insurer terminated these benefits based on independent medical assessments.

The arbitrator found that the applicant suffered a substantial inability to perform the essential tasks of his pre-accident employment as a chef and awarded income replacement benefits, subject to deduction for post-accident employment income.

However, the claims for attendant care and housekeeping benefits were dismissed, as the applicant failed to establish that he required the extent of assistance claimed.