Laman Meshadiyeva

The plaintiff bank brought a motion for summary judgment against a corporate borrower and its personal guarantor after the borrower defaulted on a $100,000 loan.

The defendants argued the bank breached its duty of good faith and fiduciary duty by failing to explain the loan terms and by calling the loan despite the borrower bringing arrears current.

The court granted summary judgment, finding no fiduciary duty existed, the bank acted reasonably and in good faith in exercising its contractual rights after reviewing the borrower's financial disclosure, and there was no genuine issue requiring a trial.

Following a successful application for a compliance order against the respondent unit owners for noise, harassment, and by-law breaches, the applicant condominium corporation sought full indemnity costs.

The court awarded the applicant its full costs of $17,645.67 pursuant to section 134(5) of the Condominium Act and the corporation's declaration, finding that innocent unit owners should not bear the expense of enforcing compliance.

The plaintiff brought a motion in writing to transfer the action from Milton to Welland following a mortgage default and power of sale proceedings.

The defendants opposed the transfer but provided no logical reason or substantial materials.

The court noted that the majority of the parties and one of the subject properties were located in the Niagara area, and that the matter could be heard more quickly and efficiently in Welland.

The motion was granted, and the action was transferred to Welland.