Following a jury trial in a motor vehicle accident action, the jury awarded the plaintiff $10,000 in general damages but no other damages.
Because the statutory deductible under the Insurance Act exceeded the award, the resulting judgment was effectively zero dollars.
The defendant had previously offered to settle for $5,000, which in practical effect was also equivalent to zero after the deductible.
Both parties sought partial indemnity costs and argued the Rule 49 consequences of the offers to settle.
The court held that both the offer and the trial result were artificially characterized as monetary outcomes when in reality each amounted to zero recovery.
Exercising its discretion under the Rules of Civil Procedure and the Courts of Justice Act, the court ordered that neither party recover costs.