The appellant insurer appealed a Licence Appeal Tribunal (LAT) decision requiring it to fund the respondent's catastrophic impairment (CAT) assessment under s. 25(1)5 of the Statutory Accident Benefits Schedule.
The insurer argued it was only required to pay for an assessment completed before the insured submitted their application.
The Divisional Court upheld the LAT's decision, finding that the preparation of an application does not cease once the formal document is submitted, and the insurer must fund any assessment necessary for determining whether the impairment is catastrophic.
