The applicant sought statutory accident benefits following a motor vehicle accident, claiming catastrophic impairment based on mental and behavioural impairments.
The adjudicator first determined that the applicant was statute-barred from claiming income replacement benefits because they failed to submit a Disability Certificate (OCF-3) within 104 weeks of the accident.
On the issue of catastrophic impairment, the adjudicator preferred the evidence of the respondent's psychiatric expert, finding that the applicant's functional impairments were related to a well-documented, long-standing psychiatric history rather than the subject accident.
The adjudicator also dismissed the applicant's claims for unapproved portions of psychological and chiropractic treatment plans, as well as a catastrophic assessment, finding them not reasonable and necessary.
The application was dismissed in its entirety.