The applicant was injured in a motor vehicle accident and received income replacement benefits.
The insurer terminated benefits and sought repayment, alleging the applicant wilfully misrepresented his employment status and income, and continued to operate his drywall business post-accident.
The arbitrator found the applicant was self-employed, had submitted a false income confirmation, and was capable of performing his essential duties.
The applicant's claims for ongoing benefits and a special award were dismissed.
The insurer's claim for repayment was granted, and the applicant was ordered to repay $51,761.86 due to wilful misrepresentation.