The applicants obtained a default judgment against their former lawyer for missing limitation periods in their personal injury claims.
They sought to garnishee the lawyer's professional liability insurance policy with LawPro.
LawPro had denied coverage because the lawyer completely failed to report the claim or cooperate in its defence.
The court dismissed the motion, finding that LawPro's denial of coverage was appropriate due to the lawyer's fundamental breach of the policy's cooperation condition.
Relief from forfeiture was unavailable, and public policy did not require LawPro to operate as a no-fault insurer.
