The bankrupt applied for an absolute discharge from bankruptcy following a motor vehicle accident in which he was an uninsured driver.
The Motor Vehicle Accident Claims Fund, which paid a $130,000 judgment against the bankrupt, opposed the discharge, arguing the bankrupt should be required to repay the debt.
The court found this was essentially a single-creditor bankruptcy filed to avoid the judgment debt.
While the bankrupt had cooperated with the trustee and his circumstances had improved, the court determined that the integrity of the bankruptcy process required some repayment.
The court granted a conditional discharge requiring repayment of 25% of the debt.