The applicant sought statutory accident benefits after being struck by a vehicle during a road rage incident.
The respondent insurer denied the claim, arguing the incident was not an 'accident' because the driver intentionally used the vehicle as a weapon.
The Licence Appeal Tribunal applied the purpose and causation tests, finding that the vehicle was in ordinary use and directly caused the applicant's injuries.
The Tribunal held that the driver's criminal conviction for dangerous driving did not break the chain of causation or disentitle the applicant from benefits, concluding the incident met the definition of an accident under section 3(1) of the Schedule.
