8 total
Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limits.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing his injuries fell outside the Minor Injury Guideline (MIG) due to chronic pain with functional impairment and pre-existing conditions.
The Tribunal found that the applicant's accident-related pain resolved shortly after the accident and that a subsequent workplace incident caused his ongoing back issues.
Furthermore, the applicant failed to demonstrate that his pre-existing conditions impeded his recovery within the MIG limits.
As the MIG limits were exhausted, the application for further treatment plans and interest was dismissed.
Application for physiotherapy benefits dismissed as applicant failed to prove treatment was reasonable and necessary.
The applicant, a pedestrian struck by a vehicle, sought payment for three physiotherapy treatment plans under the Statutory Accident Benefits Schedule.
The respondent denied the benefits, relying on section 44 assessments indicating no further physical rehabilitation was necessary.
The Tribunal found the applicant's medical evidence unpersuasive, as the reports were either based on phone consultations, lacked physical examinations, or contradicted hospital records.
The Tribunal preferred the respondent's assessments and dismissed the application, finding the treatment plans were not reasonable or necessary.
Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits for physiotherapy treatment.
The insurer denied the treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant sustained predominantly minor soft-tissue injuries and failed to provide compelling evidence of a psychological injury or functional impairment that would warrant removal from the MIG.
The Tribunal also found that the insurer complied with the notice requirements under section 38(8) of the Schedule.
The application for benefits, interest, and an award was dismissed.
Applicant's injuries deemed minor and subject to MIG funding limit; chronic pain claim rejected.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer determined the applicant's injuries fell within the Minor Injury Guideline (MIG) and refused to pay for certain physiotherapy treatment plans.
The applicant applied to the Licence Appeal Tribunal, arguing that chronic pain removed them from the MIG.
The adjudicator found that the applicant's pain was intermittent and did not meet the criteria for chronic pain syndrome, preferring the evidence of the respondent's independent medical examiner over the applicant's family physician.
The adjudicator concluded the injuries were predominantly minor and subject to the $3,500 funding limit.
One treatment plan was denied as it proposed treatment outside the MIG, while another was approved subject to the funding limit.
No interest was awarded.
Applicant found catastrophically impaired due to marked mental and behavioural deterioration; insurer's expert report rejected for not following AMA Guides.
The applicant was injured in a motor vehicle accident and sought a determination that he sustained a catastrophic impairment due to mental and behavioural disorders.
The insurer brought a preliminary motion to dismiss the arbitration, arguing that a catastrophic determination without a claim for specified benefits was outside the arbitrator's jurisdiction.
The arbitrator dismissed the motion, finding jurisdiction to determine the status.
On the merits, the arbitrator preferred the evidence of the applicant's experts, finding that the insurer's psychiatrist failed to follow the AMA Guides by using a WSIB scale instead.
The arbitrator concluded the applicant suffered a Class 4 (Marked) impairment in deterioration or decompensation in a work or work-like setting, meeting the catastrophic impairment threshold.
The applicant's request for a special award was denied as no specific monetary benefits were unreasonably withheld.
Applicant awarded medical and rehabilitation benefits for chronic pain materially contributed to by the accident.
The applicant was injured in a motor vehicle accident and sought medical and rehabilitation benefits under the Statutory Accident Benefits Schedule for chronic pain.
The respondent insurer denied the claims, arguing the applicant's symptoms were due to pre-existing arthritis and that she had reached maximum recovery.
The adjudicator applied the material contribution test and found that the accident materially contributed to the applicant's pre-existing condition, resulting in chronic pain.
The adjudicator granted the claims for chiropractic and physiotherapy services, a pain management program, Lidocaine infusions, an exercise program, and an occupational therapy assessment, finding them reasonable and necessary for pain relief and management.
The claim for an EEG assessment was denied as there was no evidence of a traumatic brain injury.
The applicant was also awarded interest on overdue payments.
Injuries sustained during a functional capacity evaluation for accident-related impairments are compensable under SABS.
The applicant was injured in a motor vehicle accident while disembarking from a TTC bus.
She sustained soft tissue injuries to her right hip and ankle.
While undergoing physiotherapy for these injuries, she was required to perform a functional capacity evaluation, during which she sustained further injuries to her neck, back, and upper extremities.
The insurer terminated her income replacement benefits, arguing that the new injuries were not directly caused by the accident.
The arbitrator held that the 'as a result of' test in the SABS-1996 should be interpreted consistently with common law principles of causation and remoteness.
The arbitrator found that the injuries sustained during the functional capacity evaluation were a reasonably foreseeable consequence of treatment for the accident-related injuries, and there was no intervening cause breaking the chain of causation.
The applicant was awarded ongoing income replacement benefits, as well as various medical, rehabilitation, and housekeeping benefits.
Insured entitled to ongoing income replacement benefits as chronic pain prevented full-time return to pre-accident employment.
The applicant was injured in a motor vehicle accident and received statutory accident benefits.
The insurer terminated her income replacement benefits at the 104-week mark, arguing she could return to her pre-accident employment as a hairstylist.
The arbitrator found that the applicant's chronic pain substantially disabled her from performing the essential tasks of her employment, as she could only work part-time.
The arbitrator ordered the insurer to pay ongoing income replacement benefits pending a Loss of Earning Capacity offer, as well as certain medical, rehabilitation, and housekeeping benefits.
The applicant's claim for a special award was dismissed.
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