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The court awarded partial disability benefits and mental distress damages for the insurer's bad faith.
The plaintiff, Voula Kardaras, sought long-term disability benefits from Sun Life Assurance Company of Canada due to major depressive disorder.
Sun Life discontinued benefits after Kardaras began a gradual return to work, asserting she was capable of full-time employment.
The court found Kardaras was entitled to "own occupation" benefits for approximately one year after discontinuation, as she was incapable of performing the essential duties of her occupation more than three days per week.
However, she was not entitled to "any occupation" benefits as her part-time work was reasonably commensurate in status and reward.
The court also awarded Kardaras $10,000 in mental distress damages due to Sun Life's breach of the duty of good faith in its handling of her claim.
Pre-counsel roadside statements and silence cannot be used to impeach an accused's credibility at trial.
The appellant was convicted of refusing to comply with a roadside demand for a breath sample.
At trial, she testified that a panic attack prevented her from providing a sample.
The trial judge rejected her evidence, relying on her failure to mention the panic attack to the officer at the roadside and on inconsistent statements she made before being advised of her right to counsel.
The Court of Appeal allowed the appeal and ordered a new trial, holding that the trial judge erred by using pre-counsel roadside statements to impeach the appellant's credibility and by using her pre-trial silence to draw adverse inferences against her.