Application for accident benefits dismissed; non-earner benefit statute-barred and injuries confined to Minor Injury Guideline.
The applicant sought statutory accident benefits following a 2016 motor vehicle accident.
The Licence Appeal Tribunal found the applicant was barred from claiming a non-earner benefit because he failed to dispute the insurer's denial within the two-year limitation period.
The Tribunal also held that the applicant's injuries fell within the Minor Injury Guideline (MIG), as he failed to establish a pre-existing condition, chronic pain with functional impairment, or a psychological condition that would warrant removal.
Consequently, the disputed treatment plans were denied, and no award or interest was payable.
OLATOntario Licence Appeal TribunalSep 18, 2025