Application for accident benefits dismissed as applicant failed to prove treatment plans were reasonable and necessary.
The applicant was injured in a rear-end motor vehicle accident and sought various medical and rehabilitation benefits under the Statutory Accident Benefits Schedule, including physiotherapy, a chronic pain program, psychological treatment, aqua therapy, and assessments.
The respondent insurer denied the treatment plans based on Insurer's Examination reports.
The Tribunal found that the applicant failed to provide compelling contemporaneous medical evidence to support the treatment plans.
The Tribunal preferred the respondent's expert evidence, noting the applicant's active work and family life and the lack of objective signs of accident-related impairment.
The application was dismissed in its entirety.
OLATOntario Licence Appeal TribunalAug 18, 2022