2 total
Catastrophic impairment claim dismissed; accident was not a necessary cause of applicant's pre-existing psychological impairments.
The applicant sought a determination that she sustained a catastrophic impairment under Criterion 8 (mental or behavioural impairments) following a minor motor vehicle accident.
The Tribunal found that the applicant failed to establish that the accident was a necessary cause of her impairments, noting an extensive pre-accident medical history of physical and psychological disability that the applicant had minimized.
Furthermore, the Tribunal preferred the respondent's expert evidence, concluding that the applicant did not suffer a Class 4 marked impairment in three or more areas of functioning.
The application was dismissed.
Insurer's summary judgment motion dismissed as plaintiff's post-collision head trauma raised triable issues regarding due diligence and relief from forfeiture.
The defendant insurer, Aviva, brought a motion for summary judgment to dismiss the plaintiff's claim for unidentified motorist coverage.
Aviva argued that the plaintiff failed to exercise reasonable due diligence to identify the at-fault driver and did not comply with statutory notice requirements.
The court dismissed the motion, finding genuine issues requiring a trial regarding the plaintiff's capacity to gather information immediately after the collision due to head trauma and whether equitable relief from forfeiture should be granted for the notice breaches.