The applicant sought statutory accident benefits following a rear-end motor vehicle collision.
The respondent insurer denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The applicant argued he should be removed from the MIG due to pre-existing conditions (gout and a plantar spur), chronic pain syndrome, and psychological injuries.
The Tribunal found that the applicant failed to provide compelling medical evidence that his pre-existing conditions prevented maximal recovery within the MIG.
Furthermore, the applicant did not meet the AMA Guides criteria for chronic pain syndrome and lacked a formal psychological diagnosis.
Consequently, the Tribunal held that the applicant's injuries were predominantly minor, the MIG limit was exhausted, and the disputed treatment plans, interest, and an award under Regulation 664 were not payable.