Following a civil jury trial for damages arising from a motor vehicle accident, the defendants brought a motion for a ruling that the plaintiffs' claims did not meet the statutory threshold under the Insurance Act.
The jury had awarded modest damages, implicitly rejecting much of the plaintiffs' evidence on causation and credibility.
However, the trial judge conducted an independent assessment and found the principal plaintiff to be credible.
The court concluded that the plaintiff suffered from chronic low back pain caused by the accident, which constituted a permanent serious impairment of an important physical function.
The defendants' motion was dismissed, and the court ruled that the plaintiffs met the statutory threshold.