The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including income replacement benefits (IRBs) and funding for psychological and neurological assessments.
The insurer denied the claims.
The Licence Appeal Tribunal found that the applicant failed to prove her physical impairments were caused by the accident, noting significant pre-existing conditions and a lack of pre-accident medical records.
However, the Tribunal found her psychological impairments were accident-related, preferring the evidence of the applicant's psychologist over the insurer's expert.
The Tribunal denied the claim for IRBs, finding the applicant did not suffer a substantial inability to perform her pre-accident employment tasks.
The claim for a psychological assessment was partially granted, while the neurological assessment was denied.
The insurer's request for costs was also dismissed.
