The plaintiff was struck by an unidentified vehicle while cycling and sought coverage under his mother's OPCF-44R family protection endorsement.
The defendant insurer brought a motion for summary judgment, arguing the plaintiff did not reside with his mother at the time of the accident.
The court found that the plaintiff had moved out months prior, was paying rent elsewhere, and only made occasional visits to his mother's home.
The court concluded the plaintiff did not reside with his mother and dismissed the action against the insurer.
