The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the claims, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and were subject to the $3,500 cap.
The applicant argued she should be removed from the MIG due to a pre-existing condition and chronic pain.
The Tribunal found the applicant failed to provide compelling evidence that her pre-existing condition prevented maximal medical recovery within the MIG limit.
Furthermore, the Tribunal preferred the respondent's expert evidence and surveillance footage over the applicant's chronic pain assessment, concluding the applicant did not suffer from chronic pain.
The application was dismissed, and the applicant's injuries were deemed minor.