The plaintiffs' insurer brought a subrogated action against the defendant, the plaintiffs' son, after his negligence in repairing his vehicle caused a fire that destroyed the plaintiffs' garage.
The defendant was an unnamed insured under the plaintiffs' homeowner's policy.
The court found that the defendant was negligent in his use of a battery charger, which caused the fire.
However, the subrogated claim was dismissed because an insurer cannot subrogate against its own insured for losses paid out under the same policy.
The plaintiffs were awarded $8,000 for their uninsured losses.
