The insureds' residence was broken into and property was stolen.
They brought an action against their insurer under their multi-peril homeowners' insurance policy more than one year after the break-in.
The insurer argued the claim was statute-barred under the one-year limitation period for fire insurance in Part 6 of the British Columbia Insurance Act.
The Supreme Court of Canada held that multi-peril policies fall under the general provisions of Part 2 of the Act, which provides a longer limitation period, and thus the claim was not statute-barred.
