Ardian Haruni

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found that the applicant suffered predominantly minor physical injuries, with no evidence of psychological impairment or chronic pain warranting removal from the MIG.

The applicant's claims for medical benefits beyond the MIG limit and for an award were dismissed.

The applicant was injured in a motor vehicle accident and sought medical benefits under the Statutory Accident Benefits Schedule.

The respondent insurer denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant argued he should be removed from the MIG due to psychological injuries and pre-existing conditions.

The Tribunal found that the applicant failed to prove on a balance of probabilities that he suffered a psychological impairment or that his pre-existing conditions would prevent maximal recovery under the MIG limit.

As the MIG limits were exhausted, the claims for additional medical benefits and interest were dismissed.