Anna Kirovske

The applicant sought statutory accident benefits following a motor vehicle accident.

The insurer denied several treatment plans for chiropractic services, psychological treatment, and a functional cognitive assessment, arguing the applicant's injuries fell within the Minor Injury Guideline.

The Tribunal found that three of the four chiropractic treatment plans and the psychological treatment plan were reasonable and necessary, ordering the insurer to pay them with interest.

However, the Tribunal denied the fourth chiropractic plan as it was duplicative and lacked a home exercise progression, and denied the cognitive assessment due to a lack of evidence of significant cognitive impairment.