The plaintiff bank moved for summary judgment on two mortgage loans, a line of credit, an overdraft loan, and a credit card.
The defendant, representing himself, raised several defences, including that he had repaid the loan with an EFT requisition, that the contract lacked consideration, and various pseudolegal arguments regarding promissory notes and bills of exchange.
The court found that the EFT requisition was dishonoured and rejected all of the defendant's legal arguments as meritless.
Summary judgment was granted to the plaintiff with substantial indemnity costs.