Slip and fall while walking to dispose of garbage after brushing snow off car is not an accident.
The respondent insurer brought a preliminary issue motion to determine whether the applicant's slip and fall incident qualified as an accident under the Statutory Accident Benefits Schedule.
The applicant had brushed snow off her car, left the engine running, and was walking to dispose of garbage when she slipped and broke her wrist.
The Tribunal applied the purpose and causation tests, finding that the use or operation of the vehicle did not directly cause the impairment.
The Tribunal concluded the incident was not an accident and dismissed the application for statutory accident benefits.
OLATOntario Licence Appeal TribunalAug 25, 2022