Application for arbitration barred because it was filed before the statutory mediation period expired.
The insured was injured in a motor vehicle accident and sought a determination of catastrophic impairment.
The insurer denied the designation, and the insured filed an Application for Mediation.
Before the 60-day mediation period expired and before mediation had failed, the insured filed an Application for Arbitration.
The insurer requested a preliminary issue hearing to determine if the arbitrator had jurisdiction.
The arbitrator held that the Application for Arbitration was barred because the statutory pre-condition of a failed mediation under s. 281(2) of the Insurance Act had not been met at the time the application was filed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJan 16, 2017