Claim for statutory accident benefits dismissed as the alleged collision was found to be a staged event.
The applicant sought statutory accident benefits following an alleged rear-end collision.
The insurer denied the claim, arguing the incident was staged.
At a preliminary issue hearing, the arbitrator considered evidence from a police officer and an accident reconstruction expert, both of whom testified that the vehicle damage and resting positions were inconsistent with a rear-end collision.
The arbitrator concluded that the applicant failed to meet her burden of proving that an 'accident' occurred within the meaning of section 3(1) of the Statutory Accident Benefits Schedule.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJun 12, 2017