The applicant claimed statutory accident benefits for income replacement following two motor vehicle accidents in 1995 and 1996.
The insurer paid benefits for a period but subsequently terminated them.
The arbitrator found the applicant to be an unreliable historian who concealed prior workplace and motor vehicle injuries from his medical assessors.
Preferring the objective medical evidence of the insurer's experts, the arbitrator concluded that the applicant's ongoing shoulder and back problems were chronic pre-existing conditions and that he was no longer disabled as a result of the motor vehicle accidents.
The claim for further income replacement benefits was dismissed, but the applicant was awarded one-half of his arbitration expenses.
