Victoria Tchilikova

The applicant sought an income replacement benefit (IRB), the cost of an accounting report, and a special award following a motor vehicle accident.

The Tribunal found that the applicant failed to prove a substantial inability to perform the essential tasks of his pre-accident employment as a floor installer, relying on medical records that showed minimal treatment and an altered disability certificate.

The claim for the IRB was dismissed.

However, the Tribunal found the cost of the accounting report to be reasonable and necessary because the applicant was self-employed, awarding it subject to the Schedule's maximum limit.

The claim for a special award was dismissed as the insurer had reasonably considered the available information.

The applicant sought income replacement benefits (IRB), the cost of an IRB calculation report, and an award under O. Reg. 664 following a motor vehicle accident.

The Tribunal found the applicant failed to prove a substantial inability to perform the essential tasks of his pre-accident employment as a self-employed floor installer, noting limited medical evidence and an altered disability certificate.

The claim for IRB was dismissed.

However, the Tribunal found the cost of the IRB calculation report was reasonable and necessary given the applicant's self-employment, awarding the cost subject to the Schedule's limits, plus interest.

The claim for a special award was dismissed as the insurer gave reasonable consideration to the information available.

The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including an income replacement benefit (IRB), medical benefits for physiotherapy and dental expenses, and education expenses.

The Licence Appeal Tribunal found that the applicant was not entitled to an IRB, relying on surveillance evidence that contradicted her claims of substantial inability to perform her pre-accident employment tasks.

However, the Tribunal granted the claims for physiotherapy and dental expenses, finding them reasonable and necessary and related to the accident.

The claims for education expenses and a special award were dismissed.

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied a treatment plan for physiotherapy and requested an insurer's examination under section 44 of the Schedule, which the applicant refused to attend.

The Tribunal found the applicant in non-compliance with section 44, barring the claim for the treatment plan.

The Tribunal also found that the applicant did not suffer a complete inability to carry on a normal life within 104 weeks of the accident, dismissing the claim for a non-earner benefit.

Finally, the Tribunal concluded that the applicant's injuries fell within the Minor Injury Guideline, as there was insufficient evidence of chronic pain or pre-existing conditions to warrant removal from the guideline.

The application was dismissed.