The bankrupt's discharge was opposed by the Trustee in Bankruptcy and an unsecured creditor, Tammy Dupuis.
The opposition was based on the bankrupt's failure to disclose a post-bankruptcy posting loan, non-compliance with surplus income obligations, and allegations of causing or contributing to bankruptcy through reckless speculation or negligence.
The court found that the bankrupt's assets were not equal to $0.50 on the dollar of unsecured liabilities, for which the bankrupt was justly responsible, and that he failed to comply with surplus income obligations.
The court ordered a conditional discharge, requiring the bankrupt to pay outstanding surplus income and an additional amount to the estate.