The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued that chronic pain and psychological impairments, including Adjustment Disorder and Specific Phobia, warranted removal from the MIG.
The Tribunal found that the physical injuries were soft-tissue in nature and that the applicant failed to provide sufficient medical evidence of functionally-disabling chronic pain or a diagnosable psychological impairment that would prevent maximal medical recovery within the MIG.
As the MIG limits were exhausted, the disputed treatment and assessment plans were deemed not reasonable and necessary, and the application was dismissed.
