The applicant sought income replacement benefits following a motor vehicle accident.
The respondent denied the benefits based on independent medical examinations.
The Tribunal found that the applicant failed to prove she suffered a substantial inability to perform the essential tasks of her pre-accident employment.
The evidence indicated that the applicant's periods of unemployment were due to temporary layoffs rather than accident-related impairments, and she had actively sought and obtained other employment.
The application was dismissed.
