The applicant was injured in a motor vehicle accident and sought physiotherapy treatment.
The respondent insurer denied the treatment plans, determining the injuries fell within the Minor Injury Guideline (MIG).
The applicant argued that pre-existing conditions, including chronic pain and psychological issues from a prior accident, warranted removal from the MIG.
The Tribunal found the applicant failed to provide compelling medical evidence that her pre-existing conditions prevented maximal medical recovery within the MIG, noting her medical reports predated the current accident.
The Tribunal concluded the injuries were predominantly minor, the MIG limits were exhausted, and the treatment plans were not reasonable and necessary.
Claims for an award and interest were also dismissed.
